APR=Annual Percentage Rate. The information provided is for a 15 year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500.00 or more. The property is located in Utah or Idaho. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720

At a 2.99% interest rate, the APR for this loan type is 3.151%. The monthly payment would be: $1035.15

180 payments of $1035.15 at an interest rate of 2.99%

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account is optional in most cases.

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APR=Annual Percentage Rate. The information provided is for a 5 year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $144,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Box Elder County. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.40% interest rate, the APR for this loan type is 3.451%. The monthly payment would be: $2613.17

60 payments of $2613.17 at an interest rate of 3.40%

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account is optional in most cases.

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APR=Annual Percentage Rate. The information provided is for a 10 year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $192,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Box Elder County. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720

At a 3.90% interest rate, the APR for this loan type is 3.92%. The monthly payment would be: $1934.79

120 payments of $1934.79 at an interest rate of 3.90%

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account is optional in most cases.

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APR=Annual Percentage Rate. On approved credit. The rate is a variable annual percentage rate of Prime plus .25%, provided the borrower’s credit score is 720 (Prime Rate is determined by the Federal Reserve). Prime Rate is currently 5.00%. Maximum interest rate over the life of the loan is 18%. Minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates subject to change. Membership required-based on eligibility. Consult your tax advisor for more information regarding the tax deductible benefits of a home equity line of credit.

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