Mortgage Loan Rates

Our rates are some of the lowest around!

Our Best Rate

Loan Type
5 - 30 Yr Purchase or Refinance Options Available
RateAPR
As Low As
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First MortgageUp to 60% LTVFixed Rate3.50%3.541%rate-icon-info

All Mortgage Loan Rates

Loan Type
5 - 30 Yr Purchase or Refinance Options Available
RateAPR
As Low As
Info
First MortgageUp to 80% LTVFixed Rate4.25%4.266%rate-icon-info
Home Equity
Line of Credit
Up to 80% LTV-4.75%4.75%rate-icon-info

We have other rates and terms available. Speak to one of our friendly Mortgage Loan Officers today to find your “happily ever after”.

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Mortgage – 60% LTV Special

Important Loan Information

APR=Annual Percentage Rate. The information provided is for a 5 year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $144,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Box Elder County. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.50 % interest rate, the APR for this loan type is 3.541%. The monthly payment would be: $2619.61

60 payments of $2619.61 at an interest rate of 3.50 %

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account is optional.

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Mortgage Fixed – Up to 80% LTV

Important Loan Information

APR=Annual Percentage Rate. The information provided is for a 10 year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $192,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Box Elder County. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720

At a 4.25 % interest rate, the APR for this loan type is 4.266%. The monthly payment would be: $1966.80

120 payments of $1966.80 at an interest rate of 4.25 %

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account is optional.

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Home Equity Line of Credit

APR=Annual Percentage Rate. On approved credit. The rate is a variable annual percentage rate of Prime plus 1.50%, provided the borrower’s credit score is 720 (Prime Rate is determined by the Federal Reserve). Prime Rate is currently 3.25%. Maximum interest rate over the life of the loan is 18%. Minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates subject to change. Membership required-based on eligibility. Consult your tax advisor for more information regarding the tax deductible benefits of a home equity line of credit.

*Check with your tax advisor for details about using interest as a tax-deduction

*Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Loan MUST be financed DIRECTLY through Box Elder Credit Union, not through a car dealer to qualify | Some restrictions may apply | Speak to a Loan Officer for further details or if you have questions