Disclosures
© 2020 Box Elder County Credit Union
1300 S. Main
Garland, UT 84312
Monday – Friday: 9:00 am – 6:00 pm
Saturday: 9:00 am – 2:00 pm (Drive-Up ONLY)
Sunday: Closed
Important Loan Information
APR=Annual Percentage Rate. The information provided is for a 5 year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $144,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Box Elder County. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 3.63% interest rate, the APR for this loan type is 3.681%. The monthly payment would be: $2628.00
60Â payments of $2628.00 at an interest rate of 3.63%
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account is optional in most cases.
Important Loan Information
APR=Annual Percentage Rate. The information provided is for a 10 year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $192,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Box Elder County. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45Â days and the assumed credit score is 720
At a 4.08% interest rate, the APR for this loan type is 4.10%. The monthly payment would be: $1951.21
120 payments of $1951.21 at an interest rate of 40.8%
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account is optional in most cases.
APR=Annual Percentage Rate. On approved credit. The rate is a variable annual percentage rate of Prime plus .25%, provided the borrower’s credit score is 720 (Prime Rate is determined by the Federal Reserve). Prime Rate is currently 4.75%. Maximum interest rate over the life of the loan is 18%. Minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates subject to change. Membership required-based on eligibility. Consult your tax advisor for more information regarding the tax deductible benefits of a home equity line of credit.
Important Loan Information
APR=Annual Percentage Rate. The information provided is for a 15 year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500.00 or more. The property is located in Utah or Idaho. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45Â days and the assumed credit score is 720
At a 2.99% interest rate, the APR for this loan type is 3.151%. The monthly payment would be: $1035.15
180 payments of $1035.15 at an interest rate of 2.99%
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account is optional in most cases.
Complete this Quick Start Request and loan officer will be in touch shortly to answer any questions. Easy… Breezy!
Complete this Quick Start Request and someone will be in touch shortly to answer any questions and help you set up your Save the Change account. Easy… Breezy!
Complete this Quick Start Request and loan officer will be in touch shortly to answer any questions. Easy… Breezy!
Complete this meeting Request and loan officer will be in touch to answer any questions you have. Easy… Breezy!
Complete this meeting Request and loan officer will be in touch to answer any questions you have. Easy… Breezy!
Complete this meeting Request and member of our staff will be in touch to answer any questions you have. Easy… Breezy!
Whether you are looking for something new or something new to you,
we are here to help you save money and receive the best deal possible!
If you’re like most people, your home is the largest part of your net worth, and whether you realize it or not, it’s also a financial safety net. Basically, a home equity loan is going to give you a big lump of cash, and you can do any of three things with it: You can take care of an emergency; you can buy something fun; or you can use it to make money.
Important Loan Information
APR=Annual Percentage Rate. The information provided is for a 10 year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $144,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Box Elder County. The property is an existing single family home and will be used as a primary residence. The rate lock period is 30 days and the assumed credit score is 720.
At a 3.75 % interest rate, the APR for this loan type is 3.771%. The monthly payment would be: $1440.88
120 payments of $1440.88 at an interest rate of 3.75 %
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account is optional.
Use the Mortgage Worksheet to calculate how much you can comfortably spend on a home, given your monthly salary, debts and down payment.
Complete this meeting Request and loan officer will be in touch to answer any questions you have. Easy… Breezy!
Use your money brainpower to crack these jokes and riddles.
You found a secret message on your way home from school! Decode the message, then spread the word.
We want to help simplify your home-buying experience. This glossary of terms is designed to help you be informed when buying what will most likely be the most expensive investment in your life…your home!
